13.Questions on General Knowledge

 108.  ANSWER KEYS FOR THE QUESTIONS POSTED TODAY MORNING 11.6.2025

Answer key with description

1. b) "Ensuring life insuring future": Point 1081 explicitly states, "Postal life insurance slogan is “Ensuring life insuring future”."

2. b) Rs. 20,00,000/-: Point 1082 mentions, "The maximum PLI policy limit for a person 2000000/-."

3. c) 6: Point 1083 states, "Postal life insurance policy available in 6 types."

4. b) 55 years: Point 1084 specifies, "For WLI & EA policies the insurant should not be less than 19 year and not more than 55 year on the date of next birthday."

5. b) 5 to 20 years: Point 1085 indicates, "For children policy the child should be between 5 to 20 years age."

6. b) 35 years: Point 1086 states, "Under non medical scheme the age at entry of proponent should not exceed 35 years."

7. b) Rs. 10,000/- and Rs. 20,000/-: Point 1087 mentions, "The min amount AEA policy for GP D and others 10000/- and 20000/- respectively."

8. c) 1% & 2%: Point 1088 states, "The rebate allowed in advance paid premium for half year & one year is 1% & 2% respectively."

9. b) 6 months: Point 1089 explains, "The PLI policy treated as lapsed if the Policy is less than three year old and if due installment are not paid within 6 month the policy may be treated as lapsed."

10. b) Chief Postmaster General (CPMG): Point 1090 states, "In case the policy three-year-old and if premium is not paid for 12 months and more than the permission from the head of the circle is necessary." The head of the circle is generally the CPMG.

11. b) One year: Point 1091 notes, "The WLA policy can be converted into EA after one year."

12. b) 2 years: Point 1092 clarifies, "In the event of policy holder committing suicide within two years from the date of policy, the policy will be treated as void and no claim will be entertained."

13. c) 12%: Point 1093 states, "Lapsed PLI can be revived with the order of the CPMG and on paying all the installment due along with 12% interest and also producing medical fitness certificate."

14. c) 100%: Point 1094 mentions, "Limit of death claim benefit under non medical scheme is if death occurs within 4 years 100 % of sum assured a/w accrued bonus."

15. c) 80%: Point 1095 states for WLA loan rates: "Exceeding 7 years but not exceeding 12 years 80%."

16. b) 60%: Point 1096 states for EA loan rates: "Exceeding 3 years but not exceeding 5 years 60%."

17. c) 10% per annum, compounded half-yearly: Point 1097 mentions, "Interest at 10% per annum is charged on the loan compounded half yearly."

18. d) Free: Point 1098 clearly states, "Nomination fee for changing/altering of PLI policy is Free."

19. b) January 20, 2006: Point 1099 states, "The children policy in PLI and RPLI was introduced in 20 Jan 2006."

20. d) Anticipated Endowment Assurance (AEA): Point 1100 clearly states, "AEA policy cannot be surrendered."

விடைகள் (Answers)

1. ஆ) வாழ்வை உறுதி செய்து எதிர்காலத்திற்கு காப்பீடு செய்தல்

2. ஆ) ₹20,00,000/-

3. இ) 6

4. ஆ) 55 ஆண்டுகள்

5. ஆ) 5 முதல் 20 ஆண்டுகள்

6. ஆ) 35 ஆண்டுகள்

7. ஆ) ₹10,000/- மற்றும் ₹20,000/-

8. இ) 1% & 2%

9. ஆ) 6 மாதங்கள்

10. ஆ) தலைமை போஸ்ட்மாஸ்டர் ஜெனரல் (CPMG)

11. ஆ) ஒரு வருடம்

12. ஆ) 2 ஆண்டுகள்

13. இ) 12%

14. இ) 100%

15. இ) 80%

16. ஆ) 60%

17. இ) ஆண்டுக்கு 10%, அரை ஆண்டுக்கு ஒருமுறை கூட்டு.

18. ஈ) இலவசம்

19. ஆ) 2006 ஜனவரி 20

20. ஈ) எதிர்பார்த்த ஈட்டுறுதி (AEA)