PA Exam Materials - Examination point of view - 15

PA Exam Materials - Examination point of view - 37
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National Bill Mail Service (NBMS):
• Bill mail service for destinations outside the local Bill Mail Service (BMS) area.
• NBMS articles accepted at Business Post Centers.
• Requires submission in pin code wise bundles with a check slip.
• Minimum quantity per posting: 10,000 articles.
• Can be sent anywhere in India in pin code sorted bundles.
• Treated as first-class articles during transmission.
• Tariff: ₹5 for up to 50 grams, ₹2 for every additional 50 grams.
• Payment for Govt./PSUs: Advance payment via Demand Drafts/Banker's cheques at identified post offices.
• Payment for Private Companies/Firms: Advance payment in cheques (processing after realization).

Greeting Post:
• Innovative product: Card with envelope and pre-printed postage stamp.
• Envelope has a multi-colored embossed stamp (miniature replica of the card design, 5cm x 4cm x 3cm, ₹5 denomination).
• Eliminates the need to affix separate postage stamps.
• Round stamp in gray blue on the back flap of the card.
• All postage rules apply.
• ₹5 postage allows sending up to 20 grams anywhere in the country.
• Dimensions and Types: 
o Small size card: 10.5 cm x 16.5 cm
o Large size card: 12 cm x 18.5 cm
• Pricing (inclusive of ₹5 postage): 
o Small size card: ₹14 per card
o Large size card: ₹17 per card

Western Union Money Transfer (WUMT):
• Collaboration between India Post and Western Union Financial Services (USA).
• Offers international money transfer service through Indian post offices.
• Enables instantaneous remittance from 185 countries to India.
• Recipients can collect money within minutes of sender's remittance.
• Target Audience: NRI dependent families in India, visiting international tourists, foreign students in India.
• Sender Process: Fills "To send money" form, pays principal and charges at 100,000+ Western Union locations, receives Money Transfer Control Number (MTCN).
• Receiver Process: Visits a post office offering WUMT, fills "To receive money" form, provides MTCN and valid ID, receives money in Indian Rupees.
• Transaction Limits: Maximum 2500 USD per transaction (personal use only, RBI regulations).
• Receiving Limit: Maximum 30 transactions per calendar year per individual.
• Payment Mode to Receiver: Up to ₹50,000 cash, above ₹50,000 via cheque/savings account credit (following AML guidelines). Foreigners paid in cash regardless of amount.
• Customer Service: Payees treated as "Most Favoured Customers" for courteous and efficient service.
• Loyalty Card: Regular customers with loyalty cards do not need to produce other ID.
• Valid Identification Documents for Receivers: Voter Card, Passport, Driving License, PAN Card.
• India Post also provides its own identity card for regular customers.

e-IPO (Electronic Indian Postal Orders):
• Launched on 22.3.2013 for Indian citizens abroad to purchase IPOs online for RTI fee.
• Now extended to Indian citizens living in India.
• Indian Postal Order can be purchased online via e-Post Office portal.
• All RTI Act provisions (eligibility, time-limit, exemptions) apply.
• Registration: Required at e-Post Office portal (https://www.epostoffice.gov.in or www.indiapost.gov.in).
• Registration Details: Email ID, Mobile number (mandatory for verification), address, DOB, gender.
• Process: Select Ministry/Department for RTI, e-IPO generated is specific to that entity.
• Unique transaction number generated (e-IPO number).
• Printout of e-IPO to be attached with RTI application (as attachment for electronic filing).

Field Postal Order:
• Issued by field post offices of the Army Postal Service.
• Convenient money transmission for Armed Forces Personnel.
• Available denominations: ₹2000, ₹3000, ₹5000, ₹10000, ₹15000, ₹20000.
• Can be encashed at any Field Post Office or Civilian Post Office.
• Commission Charges: 
o ₹2000: ₹30
o ₹3000: ₹30
o ₹5000: ₹50
o ₹10,000: ₹60
o ₹15,000: ₹80
o ₹20,000: ₹90