Rules, Rights & Rites -18 Switch Option from UPS to NPS
I usually post all important items related to official rulings, union news, and other general matters on my YouTube channels: Yourskayveeyes (English) and Anbudan Kayveeyes (Tamil).
However, due to the recent spate of orders and the high volume of information being received, I have not been able to convert every item into a video. Therefore, I am introducing these new slots to post current matters and updates that have not yet been published on YouTube. This ensures you stay informed on every detail, even if a video hasn't been made yet …………….Kayveeyes
I usually post all important items related to official rulings, union news, and other general matters on my YouTube channels: Yourskayveeyes (English) and Anbudan Kayveeyes (Tamil).
However, due to the recent spate of orders and the high volume of information being received, I have not been able to convert every item into a video. Therefore, I am introducing these new slots to post current matters and updates that have not yet been published on YouTube. This ensures you stay informed on every detail, even if a video hasn't been made yet …………….Kayveeyes
Switch Option from UPS to NPS
• This Office Memorandum, dated October 29, 2025, from the Department of Pension and Pensioners' Welfare, concerns the provision of a one-time, one-way switch option from the Unified Pension Scheme (UPS) to the National Pension System (NPS) for Central Government employees.
• Rule 11 of the Central Civil Services (Implementation of Unified Pension Scheme under the National Pension System) Rules, 2025, governs this switch facility.
• The facility is a one-time and one-way switch option for a subscriber who has opted for enrolment under the UPS to revert to the National Pension System.
• The switch can be exercised at any time during the subscriber's service, but not later than:
o Twelve months prior to the date of superannuation.
o Three months prior to the deemed date of voluntary retirement.
o At the time of resignation or compulsory retirement under Fundamental Rule 56(j), provided it is not a penalty.
• The switch facility cannot be exercised if departmental or judicial proceedings are pending or contemplated against the subscriber.
• No switch facility to the National Pension System shall be available in cases of removal, dismissal, or compulsory retirement from service as a penalty.
• If no option is exercised to switch to NPS within the stipulated time, the subscriber shall continue to be governed under the provisions of the UPS.
• The subscriber shall be eligible for the Central Government contribution at the rate of fourteen per cent.
• The additional four per cent contribution for the period during which the subscriber was under UPS (before the switch facility becomes effective) shall be computed based on the default investment pattern (as notified by the Authority) and credited to the subscriber's NPS Account.
• Future contributions of the Central Government, after the switch facility becomes effective, will be credited to the NPS account at the rate of fourteen per cent as per the provisions of the CCS (Implementation of NPS) Rules, 2021, in the following month.
• The subscriber may also exercise investment choices for such future contributions.
• Subscribers who switch to NPS will not be eligible for assured payout and other benefits under the Unified Pension Scheme.
(DOP & PW OM No. 57/03/2022-P&PW(B)/8361(1) dated 29.10.2025)
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