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Rules, Rights & Rites -137 Designating Bank of Baroda as the Nodal Bank for the Salary Account Package for its employees

 Rules, Rights & Rites -137 

I usually post all important items related to official rulings, union news, and other general matters on my YouTube channels: Yourskayveeyes (English) and Anbudan Kayveeyes (Tamil).
However, due to the recent spate of orders and the high volume of information being received, I have not been able to convert every item into a video. Therefore, I am introducing these new slots to post current matters and updates that have not yet been published on YouTube. This ensures you stay informed on every detail, even if a video hasn't been made yet …………….Kayveeyes

Designating Bank of Baroda as the Nodal Bank for the Salary Account Package for its employees.
The account requires no minimum balance. Zero balance account.
Employees are eligible for an in-built overdraft facility of up to 3 lakhs.
Includes free RTGS, NEFT, IMPS, UPI, SMS alerts, and cheque books.
Offers up to a 60% discount on locker rental charges.
Features include up to 100% processing fee waivers and interest rate concessions on housing, car, education, and personal loans.
Insurance Coverage (Free of Cost) The package provides extensive insurance based on employee group:
Personal Accident Death (PAI):
o Group A: 150.00 lakhs.
o Group B: 120.00 lakhs.
o Group C: 100.00 lakhs.
Air Accident Insurance: Provides additional coverage equal to the base PAI amount (up to 150 lakhs).
Term Life Insurance:
o Group A: 15.00 lakhs.
o Group B: 12.50 lakhs.
o Group C: 10.00 lakhs.
Add-on Covers: Includes education/marriage covers for a girl child and on-duty coverage.
Card Privileges
Debit Cards: Lifetime free premium cards (Select or Platinum variants) with benefits like free health checkups, spa sessions, and gym memberships.
Credit Cards: Annual and issuance fees are waived; includes airport lounge access and fuel surcharge waivers.
Lounge Access: Domestic and international airport lounge access is available on both debit and credit cards, subject to spend criteria.
Up to four zero-balance "PARIVAAR" accounts can be linked for family members.
Includes free online video consultations from Practo for the holder and up to six dependents.
Salary accounts can be converted into pension accounts upon retirement, with PAI coverage continuing until age 70.
If no salary is credited for three consecutive months, all special benefits under the scheme will lapse.
Insurance benefits (PAI/GTL) are only provided if the salaried person is the first account holder in a joint account.

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