Pension
– Important
aspects
Applicable to those appointed prior to 1.1.2004
Age of retirement is 60 years
In the case of voluntary and premature retirements the
day of retirement is treated as non-working day
Date of death is treated as duty – exception leave on
MC
Verification of qualifying service after completion of
25 years of service or 5 years before retirement is an important stage in the
process of settlement of retirement benefits.
Verification of fixation of pay etc. can be done for
24 months prior to the date of retirement (Rule 59 (i) (b) (iii)).
Govt. Servants retiring after 10 years of service on
superannuation will get full pension.
Pension is not attachable against any decree of a
court even if the decree is for maintenance.
Non recovery of excess payment from CGEIS amount
provision can be applied in case of resignation also.
Excess payment of Pay & Allowance cannot be
recovered from pension.
Nomination for DCRG is an important document which
makes it convenient to settle the death gratuity in a most expeditious way
Without
medical examination, commutation of following classes of pensions is
permissible if applied for before one year
superannuation
retiring or compensation pension
Pension on
absorption in a corporation, company or body.
Within one year from the date of final orders after departmental/judicial proceedings.
Commutation only after medical examination.
Invalid/compulsory
retirement pension of compassionate allowance.
Applying
for commutation after one year
Qualifying
Service
QS commences from the date of taking over charge of
the post to which the GS is appointed. Periods which count as QS are:
-
Duty and
periods treated as duty such as training
―
All kinds of
leave with leave salary
―
Deputation and
foreign service
―
EOL on MC; and
EOL without MC granted due to (i) inability of the employee to join duty
on account of civil commotion or (ii)
for prosecuting higher technical and scientific studies
―
Probation
followed by confirmation
―
SAS apprentice
―
Suspension
treated as duty
―
Qualifying
service of 9 years 9 months and above should be treated as 10 years and the
official is entitled for pension.
Regulation
of Pension
Full pension @50% of emoluments (or AE whichever is
beneficial) is admissible with min QS of not less than 10 years. Minimum
pension Rs.9000.
Calculation for all classes of pension is same.
Additional pension/FP on attainment of age as
indicated is payable in addition: 80: 20%, 85: 30%, 90: 40%, 95: 50%, 100:100%
QS of less than 10 years: service gratuity @ half
months emoluments for every completed 6 monthly period of QS
Final amount of pension, FP, gratuity and commutation
amounts shall be rounded off to next rupee. This applies to pension or FP
calculated for part of a month
Service
gratuity / DCRG
Service gratuity: No pension for less than 10 years of
service In lieu thereof lumpsum SG @ half months emoluments for every completed
6 monthly period of QS is payable
Retirement gratuity: eligible to all employees who
retire after 5 years of QS @ 1/4th of emoluments for each completed
6 monthly period of QS (limited to 66 SMPs) subject to Max. of Rs.20 lakhs.
Emoluments includes DA as on the DOR / death
Death gratuity is admissible for death while in
service
less than one year : 2 times of emoluments
less than 5 years : 6
times of emoluments
less than 20 years : 12
times of emoluments
20 years or more :@ ½ of emoluments for
each completed 6 monthly period of QS (limited to 66 SMPs) subject to Max. of
Rs.20 lakhs.
Family
Pension
Order in which FP is payable:
—
Widow /
widower till death.
—
Unmarried
Son(s)/daughter(s) [including widowed daughter(s)] up to his / her marriage /
remarriage or till the date of he/she starts earning or till 25 years,
whichever is earliest
—
Unmarried
Son/daughter/brother/sister with mental / physical disability payable for life
or till gets married or starts earning livelihood, whichever is earliest.
—
Unmarried/widowed/divorced
daughter up to the date of marriage/remarriage or till the date she starts
earning or up to the date of death, whichever is earliest
ü
Twin children
will get the FP in equal shares
ü
Order of date
of birth is followed in the above cases
Order in which FP is payable:
—
Parents who
are wholly dependent on the GS when he/she was alive provided the deceased GS
had left behind neither a widow/widower nor a child – till death. FP only @
normal rates is payable, first to mother
and then to father
—
Dependency
means min FP+DR.
—
Family pension
is admissible from only one source in respect of one GS. A military pensioner
reemployed in Civil service can choose either of the schemes.
—
Family pension
is payable to spouse judiciary separated on the grand of adultery.
—
Family Pension
is payable to twins in equal shares.
—
If the widow
family pensioner got a children, Family pension should not be stopped.
—
If the
marriage is not terminated by means of ‘Divorce Decree’, the spouse is eligible
for family pension.
—
Post retiral
spouse is entitled for Family Pension. Full Pension if no eligible children to
first wife; other wise 50% of Family Pension.
Pension before 2004 posted which is excelled for the readers who gothrough it.All calculations are based on average emoluments which include DA which is withheld by the government.Then I would like to know in this crucial period those who retired how average emoluments calculated.is it loss to them sir🙏
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